Know exactly what's the tally.
Accurate, no-nonsense calculators for salary, taxes, debt payoff, and real estate investing. Free forever — no account, no ads, no friction.
General Finance
Salary · Taxes · DebtSalary to Hourly
Convert any pay period to an hourly rate. See take-home pay after federal tax, state tax, FICA, and overtime.
📉 ↗Debt Payoff
Pay off multiple debts with snowball or avalanche strategy, or model a full mortgage with amortization and extra payment analysis.
🧾 ↗Tax Estimator
Estimate 2025 federal, state, and self-employment taxes across all income types — W-2, freelance, investments, rental, and retirement.
Real Estate Investing
Cap Rate · Cash Flow · BRRRR · ROICap Rate
Calculate NOI, cap rate, and gross yield for any rental property. Compare two properties side by side.
💰 ↗Cash on Cash Return
See your actual cash yield after mortgage financing with monthly cash flow breakdown and full amortization schedule.
🔄 ↗BRRRR Calculator
Model the Buy → Rehab → Rent → Refinance → Repeat cycle. See how much capital you recycle at refinance.
📊 ↗Rental ROI
Total return over your full hold period — cash flow, principal paydown, appreciation, and sale projection.
Why WhatsTheTally
Always Free
Every calculator, every feature, forever free. No freemium limits, no paywalls, no "upgrade to see results."
Built for Accuracy
2025 IRS tax brackets, all 50 state income tax rates, current FICA rates, and real amortization math — not approximations.
No Friction
No account required. No email. No tracking beyond what your browser does by default. Just open and calculate.
Works Everywhere
Fully responsive on desktop, tablet, and phone. Print or save any result to PDF directly from your browser.
Real Estate Suite
Four interconnected RE calculators covering every angle of a deal — from first look cap rate to full BRRRR cycle analysis.
Actively Maintained
Updated for each tax year. Calculator logic, bracket data, and state rates are reviewed and refreshed regularly.